Steven Cowen

Attorney Steven E. Cowen attended the University of San Diego School of Law, graduating at the top of his class, cum laude, in 1987. He was also a member of the law review. Mr. Cowen is a member of the State Bar of California and a member of the American Bankruptcy Institute. He is fluent in English and Spanish. Steve has successfully handled over 2,000 bankruptcy cases in Southern California.

merchant cash advance stacking

Stacked Merchant Cash Advances: What to Do When Multiple MCA Lenders Are Draining Your Business

Written by Steven E. Cowen, Esq.Attorney, Debt Solution Law Group | State Bar of California #132988 | Full attorney bio → If two, three, or more merchant cash advance companies are all pulling daily or weekly payments from the same business bank account, you’re dealing with what’s known in the industry as MCA stacking — […]

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What to Do When You Can’t Make Your Merchant Cash Advance Payment

Written by Steven E. Cowen, Esq.Attorney, Debt Solution Law Group | State Bar of California #132988 | Full attorney bio → If your merchant cash advance withdrawal hit your account today and there wasn’t enough money to cover it, you’re not alone — and you’re not out of options. Thousands of California business owners find

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Stacked Merchant Cash Advances: Your Options as a California Business Owner

Written by Steven E. Cowen, Esq.Attorney, Debt Solution Law Group | State Bar of California #132988 | Full attorney bio → If you’ve taken out a second, third, or fourth merchant cash advance just to keep up with payments on the first one, you’re dealing with what’s known as “stacking” — and it’s one of

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Storefront building and lease document icon representing commercial lease deadlines under the Small Business Reorganization Act

Treatment of Unexpired Leases and Executory Contracts Under the Small Business Reorganization Act.

Written by Steven E. Cowen, Esq.Attorney, Debt Solution Law Group | State Bar of California #132988 | Full attorney bio → In this blog we talk about how leases and other executory contracts are handled in the SBRA reorganization process. First, some general principles. The law only applies to leases or executory contracts that are

Treatment of Unexpired Leases and Executory Contracts Under the Small Business Reorganization Act. Leer más »

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Recovery of Payments Made to Business Creditors Within 90 Days of Filing, or to Family or Friends Within One Year of Filing, and Defenses thereto Under the Small Business Reorganization Act.

Written by Steven E. Cowen, Esq.Attorney, Debt Solution Law Group | State Bar of California #132988 | Full attorney bio → In this building block blog we discuss what are known as preference payments and the rules for when these payments can be “clawed back” from the creditor who received them.  Returned preference payments would

Recovery of Payments Made to Business Creditors Within 90 Days of Filing, or to Family or Friends Within One Year of Filing, and Defenses thereto Under the Small Business Reorganization Act. Leer más »